travel insurance worldwide cover

Catherine W - EzineArticles Expert

• Travel Insurance Fraudsters - The Uninsured and the Credit Crunch
  There are many factors that are affecting the travel insurance industry at the moment, from an increase in fake claims to the economy itself. Fraudulent travel insurance claims from customers could be increasing as a result of the credit crunch, experts have warned. Fraudulent travel claims have increased by 80% it has been revealed. Many customers are reportedly pretending that personal belongings such as iPods and cameras have been stolen overseas, whilst other customers are increasing the value of an item that has been stolen.
• Injury Lawyer Fraud
  With the recent scandal surrounding lawyer Dr. Shahrokh Mireskandari allegedly gaining bogus degrees and admitting to consumer fraud, this article looks at other criminal acts of fraud concerning injury lawyers. In Houston, Texas, a punishment hearing was set in August for former injury lawyer Steven Bearman, who admitted to stealing from a law firm that hired him as he awaited trail on an earlier charge of stealing from clients.
• Lack of NHS Dental Care Be Seen As Medical Negligence?
  There are reports of an increasing number of people who perform their own dental work, as they are unable to receive dental treatment on the NHS or are unable to afford private dental care. Therefore, such people are being forced to take worrying actions and solve the problems themselves such as pulling out their own teeth. As a result, many are ending up with serious personal injuries. Can the lack of available healthcare be classed as medical negligence?
• Public Liability Current Affairs
  Public liability insurance covers a business and professionals against damages awarded against them in the case of profession error or an act of negligence towards a third party. However, it appears that many businesses, especially those which are small, struggle to pay for public liability, such as charities like 'Grow and Go', who would have been shut down, if it wasn't for a sports team who helped pay for their public liability insurance.
• Whiplash Claims in Car Accidents and Sports
  A health organisation has revealed that road accidents are the most likely cause of death to young people worldwide. It was also exposed that a great deal of whiplash claims from people who were under the age of 25.
• Ex-Miners Compensation Claims
  The government is being urged to increase the amount of compensation being paid to ex-miners, after many lost thousands of pounds whilst attempting to settle their claims too early.The claims involve the condition known as Vibration white Finger. This is when miners lose their fingers as a result of working with power tools.
• Don't Spin Round and Round Looking For Car Insurance - Follow These 8 Tips
  Dealing with car insurance can be confusing, so below are eight steps to help you figure out the more complicated points of car insurance. Determine the Appropriate coverage: Help control the price you pay.
• How to Spot the Scammers in Accident Claims
  There are several travel accident scams invading the UK. With an increase in personal injury and insurance claims, the Insurance Fraud Bureau is very busy. They are responsible for investigating every suspected fake insurance claim. However, due to the high number of scams it is impossible to track them all. Over the last 9 years, fraudulent insurance investigators have exposed over 25,000 false or theatrical accidents.
• Home Insurance Still Remains a Good Step on the Property Ladder
  A survey from The Co-operative Insurance has displayed that home insurance has increased only slightly over the last ten decades, and still remains a good value for the money. Looking back to August 1931, premium cover for house insurance would insure against disasters such as fires, house breaking, burglary, storm, floods, burst water tanks, boiler explosions and even accidents to servants. The cost of a comprehensive home insurance policy that year was "a very reasonable rate" of 5 shillings, per £100 worth of household goods, with a minimum premium of 5 shillings. In decimal currency, that works out to a cost of 25pence, per £100 of cover.
• Many Holiday Homes Are Left Uninsured
  The AA has warned that many holidaymakers are leaving their second homes uninsured. According to the firm, numerous people who have homes abroad are insuring their properties through local providers; however this does not provide satisfactory levels of cover. The AA has also found that statistics show that many people in this band are underinsured. Zurich Private Clients have found recently that around 10% of people do not have insurance for their holiday homes at all, whilst a further 11% were "not sure" whether or not the cover they did have was adequate.
• Worry Levels Rise With Floods Risking Home Insurance
  It is thought that those who live in areas that suffer from high winds or flooding, there is a good chance that they will be paying more for their home insurance in 2008. Due to re-occurring floods, in some parts of the UK, it has resulted in claims running into the billions; therefore many insurers have already announced that the premiums will begin to increase as a consequence. For the moment, those premiums are set to rise all over Britain, but they could change.
• Driving You to Current Car Insurance News
  A study has shown that one in ten adults have admitted to making fraudulent insurance claims. This is despite 91% of the population considering insurance fraud to be a serious offense. A minor proportion of 14% stated that they would definitely report someone if they had knowledge of them committing insurance fraud. Some 21% of the people asked, believed that everyone embellishes when making an insurance claim. The possibility of insurance fraud was widespread over all social groups, ranging from high income to lower income people.
• How Debt Can Ruin Families
  Unfortunately, debt is now part of most people's everyday life, so much so that it is practically another family member. Families have credit cards or mortgages and loans, using them and adding them to everyday regular financial usage. Low interest rates and increasing home values have made people feel wealthier, therefore feeling able to take on more debts. Britain's personal debt has increased to 50% in the past five years, and now tallies at a record 158 billion. The average adult owes approximately 3,400 excluding mortgages.
• Bill From Government That Will Be Stricter on Rogue Employers
  Families that have lost loved ones due to a work accident have pleaded to the government to create a bill that will toughen up on rogue employers. Families across the UK are urging the Government to ensure that the Corporate Manslaughter Bill is strict on employers who play quick and fast, but loose with their employee's lives.
• Bike Insurance
  There are ways to decrease high insurance premiums and know how to get the best deal. Below is advice on how to get cheaper insurance premiums.