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News Canada - Generation 50+
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• Breaking the 'mold' in insurance coverage
  (NC)—While you might think that your home insurance covers mold damage, dig a little deeper and you may discover that your policy isn't quite up to your expectations.
• Ventilate AND insulate – striking the right balance
  (NC)—'Tis the season for all good home owners to ready their homes for the winter months. Come Christmas time you've likely done a pretty good job of sealing up drafts and reducing any leakages that might drive up your heating costs.
• Training your brain
  (NC)—Just as muscles need to be exercised regularly in order to be healthy and strong, so does the brain.
• Smart tips for keeping your brain healthy at any age
  (NC)—Canadians are well aware of the importance of exercise and a healthy diet. These days, you don't have to look far to find a gym, yoga studio, nutritionist, or health spa in just about any neighbourhood. But why is it that we take such good care of our bodies yet seem to forget about one of the most important parts – the brain? Thanks to neuroplasticity, or brain plasticity – the recently-discovered ability of the brain to change and map new neural pathways and stimulate new cell growth – it is possible to regain youthful cerebral vigour at any age. So, if you want to start remembering where you put your glasses, the name of the woman in accounting, or your aunt's birthday, here are some easy tips that'll sharpen your mind in no time.
• Ten tips for maintaining a healthy back
  • Exercise regularly
• This winter, have fun and stay fit
  (NC)—On the slopes, make sure that ski and snowboard bindings are adjusted for your height and weight. Always check the weather conditions and watch the trails for icy patches and other potential hazards.
• Let it snow!
  (NC)—When you consider that a shovelful of snow weighs 5 to 7 pounds, you realize how much weight you have to lift to clear your sidewalk or driveway — on average, several hundred pounds!
• Winter storms can take a toll on your health
  (NC)—Winter weather packs a punch and, with the season's heavy snowfalls, injuries often result. But shoveling out after a storm doesn't have to leave you stiff and sore.
• Healthy Seniors: Grandchildren can be a handful … of germs
  By J. C. Carroll
• Achieve your New Year's resolution to eat healthy
  (NC)—Once winter arrives, many people tend to go into hibernation mode - high caloric comfort foods are what we crave and we certainly get our share of rich food during the Holiday period. However, for many seniors, these same delicious foods can come with a high fat and salt content that can affect their health and quickly derail any New Year's resolutions to eat healthy.
• Get fit in the winter months
  (NC)—Cold winter winds, dangerous icy patches on the sidewalk, and sometimes physical limitations can deter many seniors from being active during the winter months.
• Keep skin looking healthy this winter
  (NC)—Cold winter weather and dry indoor heat is a terrible combination for skin of any age. Sore and dry hands, cracked skin and chapped lips are all outcomes of a cold Canadian winter. For seniors, their skincare regime should be different than that of a younger adult or a child.
• Jetting south requires travel insurance
  (NC)—Just as the last leaf falls to the near-frozen ground, the temptation to escape to a sandy beach down south grows stronger. Whether you're heading to Florida or Mexico, purchasing travel insurance should be top of your to-do list to ensure a great holiday and peace of mind.
• Reach your retirement goals with ease
  (NC)—Desjardins Financial Security's recent Rethink Retirement 2008 survey showed that one in two Canadians is afraid of outliving their savings. This becomes a real concern for many retirees as the life expectancy of Canadians continues to rise. These worries will soon be a thing of the past now that segregated financial products are now offering guaranteed retirement payments for life.
• Tips for retirement saving at any age
  (NC)—The key to having a financial future is to get started planning and saving no matter your age or the amount of money you have.
• Retirement nest eggs hijacked by KIPPERS
  By: Diana Duong
• Jittery investors look for retirement solutions
  (NC)—The downturn in the capital markets may have many Canadians wondering if they'll need to find part-time work or sell their homes to pay for their retirement expenses. Fortunately, this is not usually the case.
• Seniors only need 60% of their pre-retirement income
  (NC)—A survey by Russell Investments Canada and Harris/Decima Research of actual retirees reports that seniors need only 60% of their pre-retirement income – where as it has been suggested that retirees will require 80% of their pre-retirement income to maintain a comfortable lifestyle.
• Retirement isn't as scary as it is made out to be
  (NC)—With the markets as volatile as they've been of late, now is a good time as ever to think about plans for a secure retirement. Fortunately, a new Russell and Harris/Decima Research survey reveals that retirement isn't as scary as it is made out to be.
• 61% of Canadians concerned about financial health
  (NC)—A recent survey of 2,200 Canadians by Russell Investments Canada and Harris/Decima indicated that 10 years before retirement, 61% of Canadians worried about outliving their money, but the reality is that 10 years into retirement, only about one in five retirees were still worried.
• The Tax-Free Savings Account and your retirement
  (NC)—The Federal Government's new Tax-Free Savings Account (TFSA) tax-saving option for Canadians comes into effect in 2009. The TFSA can be a good addition to your retirement plan, particularly when you make it a part of your overall financial plan that includes your most important tax-saving, income-building investment – your Registered Retirement Savings Plan.
• Money tips
  (NC)—Debt consolidation may help you stretch your cash flow so you can invest in the retirement life you have been dreaming of. Once you get your debt under control, making RRSP contributions becomes easier.