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Banking Market Research Reports | the-infoshop.com
Banking Market Research Reports

• UK Retail Savings and Investments Database 2008
  The UK Savings and Investments interactive database is a definitive guide to the size, trend and interaction between competing savings and investment vehicles in the UK. It is focused on retail investors,providing a picture of UK retail investors' savings and investments holdings between 2003-12.
• Wealth Management - US - December 2008
  This report examines the trends, opportunities and challenges present in the wealth management industry. The high net worth segment is still a profitable one, but success in this segment is more challenging than ever for the providers of wealth management services.
• Self Invested Personal Pensions - SIPPs - UK - December 2008
  The market for self-invested personal pensions (SIPPs) has, on paper, been a real boom area over the last three years. Exponential growth from a very low base had created a market with £50 billion in assets under management prior to the Q3 2008 stockmarket shake-out. Growth has been driven by pension simplification, the demise of occupational pension provision and the recognition among more sophisticated financial services consumers of the need for increased self-provision.
• General Insurance Overview - UK - December 2008
  The general insurance market is perhaps the most competitive sector in UK retail financial services. In recent years it has attracted a plethora of new entrants, resulting in aggressive pricing and advertising strategies and an increase in switching activity.
• Australia and New Zealand Cards Database 2008
  Datamonitor' s Australia and New Zealand Cards Database is an essential resource for those in the payment card industry in Asia Pacific. It provides high quality competitor and market level data on debit, charge and credit cards, making it a hugely valuable tool in understanding the dynamics and trends of this rapidly changing market.
• Unsecured Personal Loans - UK - December 2008
  The unsecured personal loans market has always been highly competitive, with the low rates charged on loans subsidised by sales of highly-profitable PPI. This could be set to change however, as lenders' appetite for risk has diminished, lending criteria have been tightened and capital reserves are running low, all in all making banks less eager to promote their lending business. Many people are struggling to get a loan now, as the credit crunch has redefined risk, lending standards as well as the cost of consumer credit. What should emerge, however, is a more solid and sustainable lending model. This report looks at the lack of liquidity in the banking system and the weaker appetite observed by lenders in the consumer credit markets. Of course, as we approach recession, borrowers are also tightening their belts: wanting to save more, spend less and clear their debts rather than dig themselves in deeper. One might say that the lessons of the consumer credit boom in the early noughties have been well learnt by both sides. Of course for the people that are in the market for a loan, anything less than a perfect credit history is likely to result in refusal. And as rates on loans have also increased, the market is likely to remain subdued until liquidity in the banking system is restored.
• 2008 Mobile Banking Security Standards: Three-Part Strategy Will Increase Consumer Adoption While Protecting Banks' Assets
  Security concerns are the single biggest factor inhibiting consumer acceptance of mobile banking. These concerns are as much a matter of consumer perception as they are of reality - so getting both right will be key. The volume of attacks on mobile banking systems is negligible in the still-nascent and fragmented market that exists today, but will rise as adoption builds, and in particular, as operating system consolidation and platform standardization increases. With a well-designed security program in place, mobile has inherent safety advantages that make it one of the most protected channels for remote banking. It can be used to improve overall (cross-channel) security via the inherent speed-and-notification advantages of always-on, always -present mobile access. For now, build on the diversity of platforms to maintain confidence that malware isn' t likely to infect consumer devices, but be aware that emergence of standard platforms will erase today' s advantage in the future.
• Western European Asset Management Database
  The current market instability has important implications for asset managers across Western Europe; this database and accompanying trends report provide a definitive guide to the financial asset holdings of households, non-financial institutions and insurance companies/pension funds on a country-by-country basis from 2002-7.
• UK Buy-to-let Mortgages 2008
  The UK buy-to-let mortgage market has come to a crossroads. After a decade of strength growth the credit crunch has severely impacted on the market. This report looks at how both competitors and landlords are coping during difficult times. It concludes with a consideration of where the UK buy-to-let market can go from here.
• European Retail Banking Technology Business Update H2 2008
  This brief looks at the key market developments in European retail banking during H2 2008 and examines: the financial performance of players; M&A activity; other notable industry developments; the impact of the financial crisis on IT spending; the continuing role of the branch; application architecture strategies in retail banking.
• Economic Crisis Response: Canadian Financial Services Industry 2008-2012 Forecast Update
  This Financial Insights Perspective is a special update of the annual spending for financial services firms in Canada from 2008 to 2012. It updates the previous forecast, Canadian Financial Services Industry 2008-2012 IT Spending Forecast and Analysis (Financial Insights #FIN212327, June 2008). It provides valuable insights, predictions, and guidance based on extensive demand and supply-side data, supported by the breadth and depth of Financial Insights' and IDC' s considerable industry experience.
• Retail Banking Competitor Tracker: October 2008
  Datamonitor' s Retail Banking Competitor Tracker is a monthly product providing updates on key events relating to major and innovative players in the retail banking sector. Covering events such as M&A activity, market entries and withdrawals, partnerships, product innovation and customer targeting on a global basis, the Retail Banking Competitor Tracker provides succinct summaries of key stories.
• Wealth Management Competitor Tracker, October 2008
  This monthly tracker covers product innovation, customer targeting, M&A, partnerships, organic growth, and staffing activity globally in the wealth management space.
• Wealth Management Competitor Tracker, September 2008
  This monthly tracker covers product innovation, customer targeting, M&A, partnerships, organic growth, and staffing activity globally in the wealth management space.
• UK Insurance Aggregators 2008
  This comprehensive report provides insight into the market size of aggregator-instigated sales of private motor and home insurance as well as the key issues affecting the market such as regulatory scrutiny from the FSA. It also analyses consumer behavior, includes profiles of the leading aggregators and concludes with some thoughts on the future development of the sector.
• UK Personal Loan Distribution 2008
  The use of the internet is gaining momentum in personal loan distribution and as a result some other channels are set to decline through 2012. While telephone call centers are expected to remain important, branch networks are evolving to become more advisory oriented. At the same time the intermediary channel has been shrinking due to tougher market conditions.
• Latin American Mobile Banking Market
  The study provides an overview on the mobile banking market in the six main markets of the region (Argentina, Brazil, Chile, Colombia, Mexico and Venezuela.
• Technology Investments in Indonesian Banks: Challenges Persist, But Opportunities Exist
  This Financial Insights repo