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Allstate Insurance - Safety and Prevention Tips
We all want to do what we can do to help make the world around us safer. Here you'll get regular updates on topics such as teen driving safety, simple ways to protect your home, and a host of other information to help keep your world—and those in it—safer.

• Will My Homeowners Insurance Go Up if I Have a Claim?
  If you're concerned about your home insurance rates changing in the future, Allstate can help.
• I'm Buying a Home and Can't Afford to Pay a Full Year of Homeowner's Insurance. What are My Payment Options?
  You're definitely not the only one! Talk to your mortgage lender about using an escrow account for your home insurance.
• Will My Homeowners Insurance Cover Me If My Dog Bites Someone?
  No matter how well-mannered your pup is, it's always smart to think ahead. Of course, each dog-bite situation is unique and would be examined on a case-by-case basis.
• How can I winterize my home?
  It's a multi-step process, and can take quite a bit of effort. But when temperatures plunge in January and February, you'll be so glad you did it!
• Why should I drive a hybrid vehicle?
  As gas prices keep rising, hybrids are looking better than ever. Why?
• How Can I Increase My Fuel Efficiency and Use Less Gas?
  Fuel efficiency has as much to do with your car as your mindset. And with a little adjustment to both, you can save a lot at the pumps.
• Your Guide to Driving During Natural Disasters
  When the weather gets rough, one of the most important decisions you can make is to simply not drive. If that's not possible (if, say, you have to evacuate or a storm comes up while you're already on the road), knowing what to do could save your life.
• How Do I Make an Inventory List for My Homeowners Insurance?
  Burglary. Fire. A hurricane. Hopefully your home never falls victim to a disaster like these. But if it does, your insurance company will need information on exactly what was lost.
• How Can I Fix Water Damage?
  As a homeowner or renter, chances are you'll come up against water damage at some point.
• Can I lower my auto insurance premiums by upgrading my vehicle's safety equipment?
  A lot goes into calculating your car insurance premium: your driving record, your age, the car you drive, where you live, and other things.
• How Can I Prevent Water Damage?
  Water damage can happen anytime water goes somewhere it shouldn't—like when a pipe breaks, or a bathtub overflows, or the sewer drain fills with rainwater.
• Road Trip Checklist
  When the open road beckons, an hour or so of preparation is all it takes to help make your trip safer and happier. Here are some basic ways to get your car, family, and home ready.
• Teach Your Child What to Do in an Emergency
  As a parent, you want to keep your kids as safe as possible. Teaching them what to do in an emergency is a great way to do that. And you can start when they're still toddlers.
• How Can I Safely Share the Road with Bicyclists?
  Whether you're driving on four wheels or two, the same laws apply. All it takes is some added awareness, patience, and common sense to safely share the road.
• How Do I Jump-Start a Dead Battery?
  Jump-starting a dead battery may seem simple. But there's a lot more to it than meets the eye.
• How Can I Drive More Safely at Night?
  Twilight and night are two of the most dangerous times to drive. But by following a few basic guidelines, you can minimize your risk.
• Lightning Safety Tips
  According to the National Weather Service, on average, 62 people are killed by lightning each year in the United States. So far in 2008, 8 people have died due to lightning strikes.
• Wildfire Safety Tips
  Living in a home surrounded by nature can be a serene and beautiful setting for many people.
• When Should I Change My Wiper Blades?
  Most automakers recommend that you change your wiper blades twice a year. If you do it in the fall and then again in the spring, it's a good way to make sure your wipers work their best when you need them most—during the snowy and rainy seasons.
• Tornado Safety Tips
  Since tornadoes strike so quickly, being ready before the storm starts brewing is essential to staying safe. Make sure you understand your local emergency weather alert system and the difference between a tornado watch and a warning.
• Driving in Bad Weather
  When the weather changes, so do the road conditions. Anything from rain to fog to snow can affect visibility, how your vehicle handles and the risks for a potential accident.
• Are you prepared for hurricane season?
  Experts are predicting a 69% chance of a hurricane hitting the U.S. in 2008, so now is the time to start getting ready.
• What Happens if I Hit an Animal While Driving?
  An animal can cause a surprising amount of damage to your car.
• What Happens if I Have a Blow-Out or Flat Tire?
  Your tire, as well as any towing fees, may be covered by your Allstate auto insurance policy if you've got Towing and Labor coverage.
• Driving Safely with Young Passengers
  Infants and toddlers require special attention—and equipment—in the car. Here are some tips on how to manage.
• Boating Safety Checklist
  Being out on your boat puts you further from help than you might expect, even if you're just a few hundred feet from shore.
• Six Million Reasons to Keep Your Eyes on the Road
  On average, there are six million motor vehicle crashes each year in the United States. Of these wrecks, nearly one out of three results in an injury. And close to 43,000 people die in these crashes.
• Be On Guard: Tips for Protecting Your Home From Burglars
  Burglars won't find your home an easy mark if they are forced to work in the light, if they have to take a lot of time breaking in, or if they can't break in without making a lot of noise. Research shows that if it takes more than four or five minutes to break into a home, the burglar will go elsewhere.
• Tips to Help Protect You and Your Motorcycle
  Riding on a motorcycle can be an exhilarating experience. But it also comes with some risks. Even if a motorcyclist follows every law, he or she can still be involved in an accident.
• Getting Ready for Tornado Season
  Although tornadoes can occur anywhere and at any time of the year, the peak season stretches for six months from March through August in the South, Southwest and Midwest U.S. These potentially deadly funnel clouds travel at an average speed of 35