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Insurance Travel Information

I've been thinking long and hard about what it means to travel to a "dangerous" destination lately because I'm in the process of planning a 2-month trip to Cuba. While Cuba is not considered "dangerous" to citizens of other countries, it does send a little shiver up an American's spine when thinking about the potential consequences of traveling there without a visa, which I might end up doing. I guess sneaking into Cuba through Mexico or Canada may classify more as "risky" rather than "dangerous," but I am always willing to take risks so long as I know I will not inevitably put myself in danger. A possible $10,000 fine is quite a price to pay for a visit to a country closed to Americans, however, so I know it's important to tread lightly.
So I proceeded to do some research on how to estimate a "dangerous" place in the world, and I found the results quite startling. According to In what can only be    
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