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Allstate Insurance - Life Changes
When your life changes,so should your insurance. But by how much? And why? Tune in to this feed and learn how you can help make sure your insurance keeps up with you—no matter what stage of life you're in.

• Is There a Difference in Your Car Insurance Premium if You're Married or Single?
  Getting married sometimes makes a difference in a person's insurance rates, but not always. It depends on several factors, like what state you live in and how old you are.
• I'm Renting Out Part of My House. Do I Need Special or Extra Home Insurance?
  Renting out part of your house can be a great source of passive income. Good for you!
• I Just Got Engaged. Is My Ring Automatically Covered Under My Renter's or Homeowner's Policy?
  If your insurance policy includes coverage for personal property, the ring and your other jewelry will automatically be covered, up to your coverage limit.
• How can I Protect Myself From Identity Theft?
  Identity theft is nothing new, but the "digital age" has made it easier than ever to gather, organize, and transmit large amounts of information. But the news isn't all bad. The steps to protecting yourself from identity theft are simple. Make them a habit to lower your risk.
• Baby on Board: Driving Tips for Precious Cargo
  No matter how long you've been driving, chances are driving with a baby on board will take some getting used to.
• 6 Simple Ways to Save Energy Around the Home
  With energy prices trending upward in recent years, it definitely pays to use less electricity, natural gas, and heating oil to keep your home running. Here are six of the simplest, easiest, and cheapest places to start.
• My basement floods when it rains. Do I need flood insurance?
  You come home after a thunderstorm to find four inches of water in your basement. When it rains, you find yourself running downstairs every few minutes to see if the flooding has started yet. Sound familiar?
• I don't have that much stuff. Do I need renter's insurance?
  Maybe you just moved cross-country and only brought what would fit in your car. Or maybe you love the minimalist lifestyle. Either way, it's understandable that you'd question insuring the stuff that barely fills your closets and drawers.
• Teach Your Kids About Bus Safety
  When your kids are ready to starting riding the big yellow bus, it's important that they understand how to be safe.
• My teenager just started driving. Should I add him to my car insurance policy?
  If you know your teen will be driving your car on a regular basis (even if it isn't every day), you need to put him or her on your policy.
• I just bought a condo. Why do I need condominium insurance, not homeowners?
  As a condo owner, you're part of a closely tied group: your condo association. While the interior of your condo is all yours, the building structure and exterior are a shared responsibility.
• Driving While Pregnant
  When you're carrying such precious cargo, you'll do whatever you can to protect it. For many women, that includes special driving habits while you're pregnant.
• Will My Car Insurance Rates Go Up When I Have a Baby?
  New parents realize pretty fast exactly how expensive parenthood can be. The good news is, car insurance won't put the squeeze on your family's budget.
• The Home-Buying Process: From Browsing to Closing
  Looking for a home is exciting! But it can also be stressful, especially if your search lasts several months. Get familiar with the entire process and you'll feel more at ease at each step of the way. There are eight steps to buying a home.
• I'm Moving to a New Location. Will That Affect My Auto Insurance?
  In most cases, a change in location will mean a change in your auto insurance premium. It's one of the most significant factors that determine the rate you pay.
• First-Time Home Insurance Buyer's Guide
  With median home prices hovering above $200,000 in the U.S., your home is probably the biggest single purchase of your life. Protecting that home is just as important as the number of bedrooms or the type of mortgage you get.
• I'm Moving to a Big City—Should I Get Rid of My Car?
  Going "car-less" in a big city is something many people do. Is it the right choice for you?
• I Have Two Cars, and a New Teen Driver. Which Vehicle Should my Teen Drive?
  If you own two vehicles, and one car is older than the other, it's most cost effective to have your teen drive the older car.
• First-Time Auto Insurance Buyer's Guide
  If you've never had an auto insurance policy before—don't worry. It isn't as complicated as it seems.
• Insuring a Teen Driver in a Single-Parent Household
  Whether you're single, divorced, or married, your new teen driver will need insurance coverage as soon as they're licensed
• I'm Getting Divorced. What Should I Do about my Auto Insurance Policy?
  Splitting a partnership can be very challenging. Emotional, legal, and financial concerns are myriad, and it can be easy for things to fall through the cracks.
• My Child just turned 16 and Now Has a Driver's License. How Will this Affect my Policy?
  First and foremost, if you carry an active auto insurance policy, your teen driver should be added to that policy as soon as she or he gets a valid driver's license.
• I'm Getting Married. How Does that Affect my Auto Insurance?
  Whether you're planning a wedding, enjoying a honeymoon, or are in newly-wedded bliss, marriage is a very exciting time.
• I'm Moving Out of my Parents' House. What do I Need to Know about Car Insurance?
  Auto insurance is as necessary as the gas in your tank. And armed with the right information, you can stay within the law, while also staying within your budget.
• What if I'm Buying Insurance for a New Car? And What if it's My First Car?
  When buying—and insuring—a new car, a little research can go a long way toward keeping you safe, and saving you money.
• 6 Good Reasons to Work During Retirement
  These days, many would-be retirees are delaying their exit from the working world, or beginning a second career. Here are just six of the many reasons why it makes sense for them—and why it could work for you, too.
• Is Your Teen Really Ready to Get Their Drivers License?
  Motor vehicle crashes are the number one cause of death for teens in America today. Every year, nearly 6,000 teens are killed and about 300,000 are injured in crashes.
• Saving for College: Where Do You Start?
  If you're thinking of getting a head start on college savings, you've got the right idea. The sooner you start, the less you'll need to save overall, thanks to the power of compound interest. Getting started is easy, and here are four ways to kick things off right:
• Basic Auto Insurance Information for New Drivers
  If you're a new driver or have never had auto insurance before, you may have questions about your policy.
• Is Your Teen Ready to Driv