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Independent Mortgage Network - Consumer Articles & Industry Guides To Mortgages, Insurance & Loans
Consumer Articles & Industry Guides To Mortgages, Insurance & Loans.

• [ Legislation ] - The Home Report
  Almost a year after Home Information Packs became a requirement to sell your property in England and Wales, Scotland have just introduced the requirement for The Home Report....
• [ Insurance ] - Splitting Life Policies
  Few people take advantage of the fact that each individual can actually take out separate life policies for the same sum assured...
• [ Insurance ] - A.S.U. Insurance Cover
  There are well established protection policies available that will offer cover in the event of Accident, Sickness and Unemployment...
• [ Insurance ] - Family Income Benefit
  Mortgages have been commonplace in the UK for many years now and it is recognised that life cover is essential to ensure that the burden of ongoing mortgage payments is removed in the event of death...
• [ Loan ] - Secured Loan vs Remortgaging
  A remortgage is not always the best way to raise additional funds, you may find a secured loan better suits your needs...
• [ Industry ] - UK Property Market - What's Happening?
  It's no wonder that prospective house buyers are getting the jitters. You only have to turn on the TV or open the newspaper to be confronted with headlines saying the property market is in free-fall...
• [ Mortgage ] - Struggling To Meet Your Mortgage Payments
  The mortgage market has changed significantly over the past few months and one of the most affected areas is the prospects for homeowners with mortgage arrears....
• [ Mortgage ] - Fixed Rate Mortgage Deal Crisis Looming
  The recent popularity of medium term fixed rate mortgage deals seems likely to cause problems for borrowers as they come to the end of their initial term and find that their repayments are to rise considerably...
• [ Industry ] - Between a Rock and a Hard Place
  Hard times for Northern Rock borrowers. How apt the saying for many a Northern Rock borrower - coming to the end of a fixed rate deal and finding that the Standard Variable Rate (SVR) is uncomfortably high and in many cases that they have over extended themselves...
• [ Legislation ] - Conveyancing - The Legal Process
  Advice on the legal process of buying or selling property. It is widely recognised that buying and selling a property is one of the most stressful things that you can get involved with so having good, reliable help can be a godsend...
• [ Miscellaneous ] - Will Your Home
  Purchasing a house is often referred to as the greatest financial commitment of an individual's life and rightly so with the average house price now exceeding 175,000 (GBP) and the average detached house over 277,000 (GBP). What will provisioning have you made...
• [ Mortgage ] - Offset Mortgages
  One of the cleverest developments in the mortgage industry over recent years is the idea of an Offset mortgage, whose fairly novel concept was designed to take into account someone's entire financial situation and use it to save them money on their mortgage...
• [ Legislation ] - Home Information Packs
  After the government announcement that all properties marketed from 14th December 2007 now require a Home Information Pack (HIPs), the Conservatives have stated yet again that once they get into power they will repeal the law requiring them, a prospect relished by their (many) opponents. There is of course, the small matter of a general election to overcome...
• [ Insurance ] - Critical Illness Cover
  Good health is something that many people are lucky enough to take for granted but it is not the case for everyone. In fact, even those people who are in good health now may not be in the future. Getting a serious illness can have a huge impact on people's lives but is something that many people loath to think about...